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About Us

Putting healthcare within reach.

SaylKare is a health-fintech platform making healthcare more affordable and accessible for individuals and families by reducing the burden of upfront medical expenses.

Why We Exist

“Quality healthcare should never cost a family everything they have.”

It's the belief behind every product decision we make.
The Affordability Crisis

Care is available.
Paying for it is the problem.

Scratch the surface of African healthcare and the gap isn't supply. Hospitals exist, doctors exist, medication exists. The gap is at the till: who pays, when, and how much.

37%
of Africa's health spending comes straight from household budgets at the point of care.
11%
of Africans face catastrophic health costs each year, wiping out savings or forcing sales of assets.
38%
delay or completely forgo medical treatment because they cannot afford to pay upfront.
17%
of Africans have any form of health insurance coverage, leaving the rest entirely exposed.
Our Approach to Affordability

Four shifts that change healthcare economics.

SaylKare isn't another insurer. It's a payment platform purpose-built to make care affordable in ways traditional insurance never could.

SHIFT 01

Aligned to usage.

Customised to each member's healthcare needs, actual care usage and financial capacity. Where traditional insurance averages everyone into one bucket, SaylKare meets each person where they actually live.

SHIFT 02

Three-sided value.

Instant care for households, timely payments for hospitals, and lower costs for partner organisations. Every transaction creates wins for all three sides at once, not a trade-off between them.

SHIFT 03

Pre-approved.

Underwriting happens at enrollment, not at the bedside. When members need care, they are already cleared. No paperwork, no claim battles, no waiting.

SHIFT 04

Inclusive.

No pre-existing condition exclusions, no waiting periods, no annual limits. The inclusivity traditional insurance has long struggled to deliver, available from day one.

Recognition

Supported by institutions that back the mission.

Funders, ecosystem partners and accelerators that have helped get us here.

Futuremakers by Standard Chartered
Village Capital
Microsoft for Startups
Innovation Village
FITSPA
Victoria Nakitto, founder of SaylKare
Meet Our Founder

Victoria Nakitto

Founder & Team Lead, SaylKare

“The hospital isn't the problem in African healthcare. The bill is.”

Victoria has spent her career on the financial edge of healthcare, watching what happens to ordinary families when illness arrives at a bank account that wasn't ready for it. The pattern repeats: delayed treatment, sold assets, borrowed money, sometimes the worst outcome of all.

She founded SaylKare to attack the affordability problem at its root: not by selling lower premiums, but by re-engineering how care gets paid for in the first place. Turn the medical shock into a routine financial transaction, and you turn an emergency into something a family can actually plan for.

The company's work has been recognised and supported by Standard Chartered Foundation Futuremakers, Microsoft for Startups, Innovation Village, Village Capital and FITSPA.

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Build Affordability Into Your Benefits

Let's make healthcare affordable for your people.

If you are an employer or run a SACCO or association, affordability for your members can be a decision, not a matter of luck.

Talk to Us