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For Employers, SACCOs & Associations

Healthcare payments,
made simple.

Put a payment plan behind every hospital bill your employees or members get.

Are you a healthcare provider? Get in touch →

9:41
Welcome back,
John Kato
SaylKare Care Card
SK 4827 1193 5560
John Kato Family Account
Your Plans
Budget Plan
UGX 1M allocated
FlexiPlan
Pre-approved
Recent Bills See all
City Hospital
Consultation · Apr 28
UGX 95K
Lifecare Clinic
Lab tests · May 2
UGX 140K
Plan
Home Cards Bills Me
Backed and recognised by
Futuremakers by Standard Chartered
Village Capital
Microsoft for Startups
Innovation Village
FITSPA
Two Plans, One Platform

Built around how Africans pay for care.

Whether your organisation already allocates a health budget or your members need flexibility for the unexpected, SaylKare meets them where they are.

HEALTH BUDGET · 24 EMPLOYEES JK John Kato 39% SN Sarah Namukasa 15% DO David Okello 62% TOTAL ALLOCATED UGX 24.0M
Health Benefits Management

Budget Plan

For employers, SACCOs and associations that already allocate a health budget. SaylKare digitises the entire administration so every shilling is accounted for.

  • Digital budget allocation per employee, member or household
  • Configured around your organisation's existing health budget
  • Real-time utilisation dashboards and end-of-year reporting
  • Unused funds roll over into the next year
PAYMENT SCHEDULE · UGX 600K Care received Paid directly JAN 150K FEB 150K MAR 150K APR 150K MAY 150K 0% INTEREST Repaid via salary deduction
Care Now, Pay Later

FlexiPlan

When care can't wait but cash isn't ready, SaylKare settles your hospital bill directly and members repay in structured monthly instalments through their partner organisation.

  • Members are pre-approved at signup, ready when care is needed
  • Direct payment to the provider, never to the patient
  • Customisable terms via salary or SACCO deductions
  • Zero interest, no collateral, no hidden fees
Both plans include
  • Access to a network of licensed providers your people can trust
  • An individual Care Card for every family member, attached to one account
  • No limitations, no exclusions, no waiting periods. Care from day one.
See It In Action

Plan, manage and pay.

Patients see their plans. Partners manage health budgets. Providers verify patients and track payments. All on dashboards built for the way each one actually works.

For Patients

Your health, in one app

Every family member's Care Card, payment plans and hospital bills in a single, clear view. No paperwork, no guesswork, no surprises at the hospital counter.

9:41
Family account
The Kato Family
Beneficiaries · 4 Care Cards
JK
John Kato
SK 4827 · Primary
MK
Mary Kato
SK 4828 · Spouse
AK
Aine Kato
SK 4829 · Child
This Year
UGX 1M
Budget allocated
UGX 760K
Still available
For Partners

Every shilling, accounted for

Allocate budgets per employee or member, watch utilisation in real time, and pull reports your board can act on. The health budget you already pay for, finally visible.

app.saylkare.com/partner/budgets
Health Budget Overview
Acme Holdings · 24 employees · 96 covered lives
Jan–Apr 2026
Allocated
UGX 24M
Used
UGX 6.2M
Remaining
UGX 17.8M
Employee Budgets View all (24)
JKJohn Kato
39%
SNSarah Namukasa
15%
DODavid Okello
62%
GNGrace Nanyanzi
8%
For Providers

Predictable cashflow, finally

Track every bill submitted, paid, partial or pending in one dashboard. SaylKare settles directly with your facility, so you stop chasing patient invoices.

app.saylkare.com/provider/overview
Hospital Overview
City Hospital · Provider since Jan 2026
Jan–Apr 2026
Billed
UGX 28.6M
Paid
UGX 25.9M
Pending
UGX 2.6M
Recent Bills View all (28)
JKJohn Kato
UGX 600K
Paid
SNSarah Namukasa
UGX 950K
Partial
DODavid Okello
UGX 1.2M
Pending
GNGrace Nanyanzi
UGX 850K
Paid
Who We Serve

One platform. Three ways to win.

Built for the institutions Africans already trust, and the people inside them.

For Patients & Families

Quality care for your family, without the dread.

Through your employer, SACCO or association, SaylKare gives every family member real access to care, with the financial heavy lifting handled in the background.

A Care Card per family member

Every family member gets their own Care Card, all linked to one employee or SACCO member account.

Verified at the hospital with OTP

Your Care Card identifies you. The hospital sends an OTP to your phone. You verify, treatment begins.

Wellness checks included

Both the Budget Plan and FlexiPlan include wellness checks for every family member on the account.

Auto-deductions, never missed

FlexiPlan repayments come directly from salary or SACCO share. No collateral, no chasing.

For Employers, SACCOs & Associations

Real outcomes, whether you allocate a budget or not.

Already paying for a health budget? Track it in real time. No budget yet? Enable FlexiPlan so your people access care now and repay through salary or share deductions.

Talk to Sales

Pick your plan, or both

Run the Budget Plan, FlexiPlan, or both side by side. Whichever fits how your organisation looks after its people.

Real-time visibility

Dashboards show exactly how every shilling of the health budget is spent, by employee, by month, by clinic.

Licensed providers, ready

A vetted network of clinics and hospitals your members can trust, with direct settlements that keep relationships clean.

Reports your board can act on

End-of-year reports and monthly summaries built for governance, audits and the next renewal cycle.

For Healthcare Providers

Get paid faster. Treat more patients.

Stop chasing patient invoices. Verify patients in seconds with their Care Card and a one-time password, and let SaylKare settle bills directly with your facility.

Partner With Us

Admit in seconds

Enter the Care Card ID, send an OTP to the patient's phone, verify, admit. The whole flow takes under a minute.

Direct settlements

SaylKare pays your facility directly for every approved bill. Predictable cashflow, no chasing patients.

Pre-approved referrals

Get a steady stream of patients from our partner organisations, vetted and ready to be billed without surprises.

Simple claims portal

Submit, track and reconcile every bill from a single dashboard, with status updates at every step.

How It Works

Onboarding takes days, not months.

Trust-first, paperwork-light, built for how Sub-Saharan Africa actually works.

Partner enrolls

Your employer, SACCO or association signs up and picks the Budget Plan, FlexiPlan, or both.

Members get Care Cards

Every family member receives their own Care Card with a unique Member ID, linked to one account.

Care happens

At the hospital, the Care Card identifies the patient. An OTP is sent to their phone, and care begins.

Bills settle

SaylKare pays the provider directly. No families chasing reimbursements, no providers chasing patients.

Victoria Nakitto, founder of SaylKare
From Our Founder

No working African family should be forced into financial distress by a healthcare emergency. We built SaylKare so the institutions our people already trust can become the front line of their health security.

Victoria Nakitto
Founder & Team Lead, SaylKare
Ready When You Are

Give your people a real health safety net.

Bring SaylKare to your employees, SACCO members or association in days.

Become a Partner